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Home >> Personal Umbrella

Personal Umbrella

Think of Umbrella as additional liability insurance that provides another layer of protection to your assets as well as your future. Beyond the limits of your homeowners, auto, or boat insurance, personal umbrella coverage goes into effect when the liability of the other policies are exceeded.

It also offers protection for claims that may not fall under a standardized policy: examples of unusual circumstances for coverage need include libel, slander, malicious prosecution, or false arrest; more commonly, your personal umbrella coverage will kick in when policy limits for injuries, property damage, lawsuits, and some personal liability situations are exhausted.

This is another great example of a policy that’s customizable to the needs and wants of each individual policyholder: based on your material possessions, your lifestyle, and the likelihood of one of the above scenarios taking place, you can choose the dollar amount on your policy limits. Umbrella policies help you avoid high costs at a low cost to you, so if this is something you feel you could benefit from, give your Brevard Insurance agent a call at (321) 783-2404 to discuss the best way to protect your business.

Together, we will assess what’s best for you in terms of limits and coverage, giving you the protection you need to continue down the road of success.

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